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2020 Adopt a Family!!

360-734-5204

1844 Iron Street Bellingham, WA. 98225

11/06/2020

Salvation Army and Bob Wallin Insurance

2020 Adopt A Family

Thank you for joining us again for our annual Adopt a Family!! This year we have adopted a single mother with 5 kids; 2yr old boy, 8yr old girl, 9yr old girl, 11 yr old boy, and a 13 yr old boy! Items are due in our office by Tuesday 12/15/2020.

Giving truly is the greatest gift of all, and that is the gift the Salvation Army gives to the parents of up to 500 local low-income families every year. In early fall they take applications for gift assistance, where families give them a wish list for their children. After the applications are complete they take those gift requests and put them on tags which we hang on our Giving Trees set up in various businesses throughout the county. Patrons of these businesses then take these tags and buy whatever is requested on the tag, then return the gift to them so that we can distribute the gifts to the parents in December.

Not all families are assisted in this manner. During the application process they interview each family, and when they find a family that is suffering excessive hardship they will recommend them for Adoption. Families recommended for Adoption are sponsored by local businesses, agencies, and private benefactors who pay for all of the gifts received by the family.

This year is the family’s first year getting assistance from The Salvation Army.  It was just harder this year than usual and they are really struggling with household items.  Many of their “want” items are basic needs.

Thank you for joining us in bringing a little extra joy to this family on Christmas!

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Welcome Aboard

360-734-5204

1844 Iron Street Bellingham, WA. 98225

We are excited to share we that we’ve added a new staff member to the

Bob Wallin Insurance team!   Please welcome:

Jim Harrison

Personal Lines Customer Service Representative

Jim@bobwallin.com, extension 221

I have lived in Whatcom County since 1989 and have thoroughly enjoyed the beautiful area of Mt. Baker and the San Juan Islands. Living in Ferndale with my wife, I like to spend my free time hiking, running, horseback riding or just lounging around a campfire with family and friends. Being able to work in the insurance industry has been a true pleasure, being able to help people protect their assets and their future.

Jim has been in the insurance industry for the last 10 years focusing on Life, Health and Annuities.   He understands the importance of customer service in the insurance industry and has quickly adapted to Bob Wallin Insurance’s Customer Experience model.   If you need to make any changes, have questions on your billing or have general questions regarding your personal lines policies (home, auto, umbrella, rental home, boat or other toys), then Jim is your guy!  Jim works closely with Molly Hammar and Jason Taylor to make sure our clients have the best experience possible!   Please join us in welcoming Jim to our team!

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Umbrella Policies: Do you really need one?

360-734-5204

1844 Iron Street Bellingham, WA. 98225

08/17/2020

Umbrella Policies: Do you really need one?

Do you need an Umbrella policy? How do you know? Ask yourself these simple questions:

  1. Do you have a job?
  2. Do you have assets?
  3. Own your car, home, boat…etc
  4. Do you have a retirement plan?
  5. Do you have a savings or checking account?
  6. Do you have a young driver?

If you answered yes to any of these questions, then listen up!  Your future depends on it.

Here are some real life examples of how quickly an innocent accident or mistake can turn into a potential lawsuit:

Son of the policy holder was at a friend’s house playing “airsoft”.  The friend’s girlfriend was there playing with them but refused to wear the required protective gear.   A BB hit her in the face and chipped her tooth.  The girlfriend’s parents threatened to sue the parents of both boys claiming permanent damage, emotional trauma.

Family was hosting a high school graduation party and had a zip line in the backyard leading to their pool.  A guest tried out the zipline but fell before the pool and fractures her hip.   $300K reserved under the homeowners and $200K reserved on the Umbrella, case is still pending.

Policy holder driving on the freeway and causes an accident with a semi-truck carrying $750K of cargo.

A 72 year old policy holder rolls his vehicle merging onto I-5. His passenger is killed. $650,000 paid out. $300,000 on his auto policy and $350,000 on his personal umbrella policy.

It doesn’t take much anymore to be sued and medical costs quickly absorb the limits.  If the judgement is more than your home or auto limits, you will be responsible for those additional costs….Unless you have an Umbrella policy.

Here is a great video that quickly explains why an Umbrella is important and provides some real life circumstances of when it can come in handy.

http://www.nextavenue.org/article/2012-03/umbrella-liability-insurance-it-necessary

If you have questions on whether or not you need an Umbrella or would like a comprehensive review of your insurance, give us a call to schedule a one-on-one appointment:

Ph: 360-734-5204 or toll free: 800-562-8834 or email us!

Suzanne Taylor, CISR

Commercial, Life & Residential Insurance

suzanne@bobwallin.com

360-734-5204 or toll free 800-562-8834

Home site: www.bobwallin.com

Community site: www.bwicares.com

Bob Wallin Insurance: “Securing the way you live.”

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Non-Profit Winners

360-734-5204

1844 Iron Street Bellingham, WA. 98225

Congratulations to our top three Non-Profits!!

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